Auto enrolment and group pension schemes

A big gap exists between what many people should save for retirement and what they actually do save. The government’s solution is auto enrolment. This puts the onus on employers and employees to contribute enough now, to provide for the future. But it can be complex to work out who should enrol, and how much they need to contribute - so you’ll need expert pensions advice.

We make auto enrolment straightforward for employers

Starting in October 2012 businesses had to automatically enrol employees into a workplace pension scheme. The number of employees you had on 1 April 2012 set the date for when you had to offer them a scheme. Even once you’ve set up a workplace pension, you still have to meet various rules and deadlines. We understand exactly how auto enrolment and group pension schemes work. We’ve advised all sorts of businesses on a range of different schemes and can help you manage every stage. Our services include:

• establishing your staging date
• assessing the suitability of an existing scheme
• assessing your workforce
• designing and implementing the optimum solution
• changes needed to your employment contracts.

Combined legal and financial services

We can also combine your financial planning and legal management. Our service includes related areas of law such as employment, commercial property and litigation. Our team of independent financial advisers work seamlessly with our legal teams so you can be sure of getting a joined-up and comprehensive service. Plus we’ll stay in regular contact with you - all our commercial clients have a lead adviser so you’ll know who to call whenever you need to get in touch with us. 

We’re here to help

Our advisers work as part of a bigger Wealth Management team. We are regulated and authorised by the Financial Conduct Authority, which means we are accountable for all the advice that we give. 

To find out more, give us a call.  We offer a free consultation and can meet you face-to-face, virtually or in your own home, whichever is best for you. Tell us what you want to achieve and we will set out your options.

Our independent financial advisers are based in:

• Cambridgeshire: Cambridge
• Essex: Brentwood, Chelmsford, and Saffron Walden
• Hertfordshire: Bishop's Stortford and Royston 

But we can help you wherever you are in the UK.

Call our specialist auto-enrolment advisers on 0808 231 1320