Pensions & retirement planning

We all need to think about pensions and planning for retirement, preferably sooner rather than later. Tees can help you make the right arrangements.

Neil Matten, Cambridge

Pensions and retirment planning - independent financial advice

We all need to think about pensions and planning for retirement, preferably sooner rather than later. Our expert pension advisers can help you make the right arrangements.

Your pension is your security for your future. It's there to make sure you can live comfortably in retirement and enjoy life! We've helped lots of people through the complex world of pensions. At Tees, we understand how pensions work down to the finest detail. 

Our guide to pensions and retirement planning covers more detail about the different types of pension, schemes and rules that apply around pensions. 

We can advise you on:

  • starting to plan for retirement, including pensions for children
  • transferring all your pensions into one pension plan
  • Defined Benefit pension transfers
  • additional voluntary contributions (AVCs)
  • the different types of pension and schemes that exist including personal pensions, stakeholder pensions, Small Self-Administered Pension Schemes (SSASs), SIPPs (self-invested personal pensions), workplace pensions and National Employment Savings Trust (NEST) schemes

Good pensions and retirement planning will help you make sense of a complex and confusing system. And it’s not just about thinking ahead – if you’re approaching retirement, you’ll need advice on:

  • whether to take your pension early
  • annuities, pension drawdown and tax-free lump sums
  • later life lending, including equity release as a way of producing a cash lump sum by unlocking the value of your home 

We also provide advice to businesses on company pension schemes including auto-enrolment, group pension schemes and directors’ pension schemes.

We’re here to help

To find out more, give us a call. We offer a free consultation and can meet you face-to-face, virtually or in your own home, whichever is best for you. Tell us what you want to achieve and we’ll let you know how we can help.

Call our financial specialists on 0808 231 1320

Call us for a free initial consultation at no obligation or fill out our enquiry form and an adviser will contact you.

Enquiry form

Mr T & Mrs N Smerdon


Kieron was able to explain things to us in simple terms which we understood and even made pensions sound interesting!   You can tell that he loves what he does and really knows his stuff. He has a friendly approachable manner and we look forward to working with him again in the future.

We understand your situation and our expert team are here to help

Get in touch to speak with someone who can help you move forward.

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Tees coronavirus update

We’re open and here to help you. We’re running as normal with our employees all working from home.

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You can call us as normal on 0800 013 1165 or email us:

You can also find contact details for all our advisers here. 

As a flexible and technologically-adept firm, we already had many home-working systems in place. We have now rolled this technology out to all our employees working for clients, so they can continue to work normally - and from home.

If you are a client, please be assured you can get in touch with Tees and we are still working on your case. To replace face-to-face meetings, we have the facilities to do video-conferencing, conference calls or just speak on the phone, as you need.

Due to the circumstances, please call us if you would have wanted a home visit, and we can organise the best and safest way of being in touch.

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The financial services provided by Tees on this page are regulated by the Financial Conduct Authority and not by the Solicitors Regulation Authority, which regulates our legal services.

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